Making the mistake of representing yourself
While some people may be tempted to negotiate a settlement with an insurance company themselves it is a dangerous course to follow. Insurance companies routinely offer little or nothing for an accident unless you have retained counsell. In most instances, you are first met with feigned concern by an adjustor, who then steadfastly proceeds to build a case against you by conversation for future use against you. Insurance companies are in the business of limiting the amount that they pay on claims and they are very good at it.
Liability Claims
When you have been involved in an automobile accident and you have a claim against another driver, that claim is a “liability” claim. It is not your insurance company that you are dealing with. The insurance company that you are dealing with has virtually no obligation to you. They are not on your side! You are not in good hands! They are not your good neighbor! Their duty lies to their insured, the person who caused the accident and to their shareholders.
Uninsured and Underinsured Claims
In some cases you may have a claim against your own insurance company where the person is at fault does not have adequate insurance. Believe it or not, you then become the adversary of the company you pay to protect you! They may well hire an attorney to help them limit the claim from you, their customer! Attempting to sail the uncharted waters of an automobile accident claim in which you have little or no experience is a risky business.
Why hire an Auto Accident Attorney?
Duty? Full Tort? Legal Cause? Limited Tort? Discovery? Subrogation? Comparative negligence? Even the simplest case can become complex.
Insurance companies routinely work with their own hand-picked group of doctors who, unfortunately tend to reach the same conclusions in virtually all cases. Can you guess what that conclusion might be? Obviously, this is not the case where catastrophic injury has occurred, but even then, the legal cause of the injury is often challenged, as is extent and need for future care. An unrepresented auto accident victim attempting to negotiate with the insurance carrier on his/her own soon learns that the insurance company has done all this before, and their goal is to pay you less, even if it’s unfair. By the time the carrier is done with you, it will have recorded a statement regarding cause of the accident, it will have had you examined by “their” doctors, and it will be in a position to argue why your claim is worth relatively little.
The Philosophy of our Lancaster Auto Accident Attorney
We accept a limited number of personal injury cases. In that way, we are able to devote the attention to your case if deserves. You can expect to deal most often with the attorney assigned to your case-not a different paralegal every time you call or a staff member who has never heard your name before. More often than not, if you have a question or problem the attorney assigned to your case will be the person who responds to you. It’s not like that in every office. You are never just “another case” to our auto accident attorneys.
What we can offer
We have relationships with private investigators to photograph the scene of the accident and interview witnesses, nurses we use to review and catalogue medical and hospital records, and we know the best actuaries and economists to calculate future work loss claims. We tailor our representation to the needs of your case. If your case requires a physician to examine you and “bring everything together”, our auto accident attorneys can even help with that. Like insurance companies, we’ve done this before as well!
Trusted Lancaster Auto Accident Attorneys
Tim Reese & Dave Wagenseller have served clients for years with consistent and honest representation in personal injury cases. We help to protect an individual’s rights against insurance companies, the attorneys who those companies h4re to represent negligent parties and the doctors who they hand pick to examine injured parties under the guise of an “independent medical examination”. We are Lancaster area automobile accident lawyers who have produced results for their client for years.
We have experience in dealing with every aspect of automobile accident claims including injuries resulting form drunk drivers, wrongful death claims and actions against bars for service visibly intoxicated persons.
It is important that you contact us as soon as possible after an accident. One of your auto accident attorneys will be happy to meet you in your home, in the hospital or in our Lancaster office to evaluate your case with no obligation whatsoever.
And remember, there are no fees unless and until a recovery is made on your behalf.
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